It’s rewarding to be a Michigander — Earn rewards with the Refreshed Michigan Made Checking™ Account!
Available for accounts opened after June 1, 2024
Available for accounts opened after June 1, 2024
Earn rewards:
Cash Back: Cash back options include statement credits, deposit to checking & savings, or deposit to any account.
Gift Cards & eGift Cards: 150+ gift card options from the most popular merchants.
Travel: Airline tickets, hotels, car rental, cruises and vacation getaways.
Experiences & Event Tickets: Includes experiences, sporting events, plays, comedy shows, even exclusive sold-out events to public – all in real time.
Merchandise: An extensive collection of brand-name rewards including cameras, tablets, gaming consoles and more.
Fuel with Points: Score exclusive discounts at the pump using your rewards-linked card. Redeem points for fuel discounts at participating stations (Select BP, Shell, Murphy & Citgo stations)
Checkout With Points: Gain discounts at some of your favorite merchants on a purchase using your points balance as a redemption option. Merchants include Walmart, Dollar General, Walgreens and CVS Pharmacy.
Charitable Donations: Pay it forward by making a donation with points to a designated charity of choice.
Benefits:
- No Minimum Deposit to Open
- No Minimum Balance Requirement
- Free 24/7 Online Account Access
- Free 24/7 Mobile Access
- Free e-Statements
- Free Debit Card at Account Opening
- Access 32,000 Fee-Free Velera ATM’s (formerly Co-Op)
- Free Early Pay with Incoming ACH
- Courtesy Pay Overdraft Line of Credit (For Eligible Members)
- Excess Share Insurance
Available for accounts opened after June 1, 2024
Michigan Made Checking Account™ Details
- $10/Monthly Service Fee* or $0 if you log into to Digital Banking once every 90 days AND have a least $500/month in direct deposit.
- Earn 1 pt. for every $5 in a single transaction by selecting credit
*Members 26 or Under no fee
Accounts opened after June 1, 2024
Redeem With Ease Digital Banking
Redeem points for cash back, gift cards, travel, and more through Digital Banking at TRUECCU.com or on your mobile device with the TRUECCU mobile app.
Visa Pay with Points - Redeem on-the-go with immediate email/text notifications to use points as instant statement credit to cover the cost of a recent transaction.
At the Pump Insert or tap your rewards card at the beginning of the transaction. If you have enough points the screen will prompt you to use your points toward $0.50 off per gallon up to 20 gallons. At the Register Swipe your rewards card at the beginning of the transaction at participating retailers. If you have enough points, the POS screen will prompt you to use your points toward an automatic price rollback of $5 or $10.
Simply enroll, spend, redeem and the credit is applied to your card.
No dividends are paid on this Account. No transaction limitations apply to this Account. In order to avoid a fee: (a) You must not have reached your 26th birthday; or (b) must log into Digital Banking (online or mobile) at least one time during the preceding 90 consecutive day period, and receive an aggregate of ACH deposits that are equal to or exceeding $500.00 during each calendar month to the same account number. Debit cards based on eligibility. Membership eligibility guidelines apply. *Early Pay will not apply to international deposits. Some restrictions