Has there ever been a better name for a checking account? Seriously though, this account is your go-to for simple, everyday checking.
Key Features
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No Monthly Service Fee
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No Minimum Balance Requirement
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Free Digital Banking
No Monthly Service Fee
No Minimum Balance Requirement
Free Digital Banking
- Simple, free checking with all the essentials
- No monthly service fee
- No minimum balance to maintain account
- Unlimited check writing
- Free Mastercard® debit card
- Free Digital Banking, including:
- Free mobile pay services available
- Surcharge-free ATMs available
- Overdraft privilege available
- No minimum deposit to open
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JUST CHECKING (SHARE DRAFT) ACCOUNT DISCLAIMER APRIL 2017
Rate Information: The checking (share draft) account does not earn dividends.
Minimum Balance Requirements: No minimum balance requirements apply to this account.
Transaction Limitations: There are no transaction limitations for this account.
Checking Account Agreement with Overdraft Transfer Clause: I/we hereby authorize the credit union to establish this checking account for me/us. The credit union is authorized to pay checks signed by me (or by any of us) and to charge all such payments against the shares in this account. It is further agreed that: (A) Only check blanks and other methods approved by the credit union may be used to make withdrawals from this account. (B) the credit union is under no obligation to pay a check that exceeds the fully paid and collected share balance in this account; the credit union may, however pay such check and transfer shares to this account in the amount of the resulting overdraft, plus a service charge, from any other regular share account from which any of the undersigned is then eligible to withdraw shares. (C) The credit union may pay a check on whatever day it is presented for payment, notwithstanding the date (or any limitation on the time of payment) appearing on the check. (D) When paid, checks become the property of the credit union and will not be returned either with the periodic statement on this account or otherwise. (E) Except for negligence, the credit union is not liable for any action it takes regarding the payment of nonpayment of a check. (F) Any objection respecting any item shown on a periodic statement of this account is waived unless made in writing to the credit union before the end of 60 days after the statement is mailed. (G) This account is subject to the credit union’s right to require advance notice of withdrawal, as provided in its bylaws. (H) This account is also subject to such other terms, conditions, and service charges as the credit union may establish from time to time.