Buckle up for your next adventure in Michigan — or beyond! We will help you get behind the wheel of a new or used vehicle.

 

 
*APR = Annual Percentage Rate. Approval subject to underwriting guidelines. Rate determined by credit experience. Promotion not available for loans currently financed at TRUE Community Credit Union. Offer available on Auto Loans approved and funded between April 1 - May 31, 2025. For qualifying loans, as low as rate includes 0.25% discount for borrowers establishing and maintaining automatic payment on their loan at the time of loan closing. Does not include life and disability. Does not include GAP Protection. TRUE Community Credit Union reserves the right to end the promotion at any time. Rates and terms subject to change at any time. Some restrictions may apply. Membership eligibility guidelines apply. See branch for full details.

Key Features

  • Competitive Rates
  • Fast Decisions
  • Local Service and Processing
  • Competitively low rates for new or used vehicles
  • Refinance vehicles financed elsewhere to potentially lower your rate
  • Free pre-approvals for extra buying power when negotiating
  • Indirect lending available on-site at a number of local dealerships
  • Local decision-making and processing right here in Mid-Michigan
  • Customized, friendly service from our experienced lending team

It's often advisable to start looking for a vehicle loan before you start looking for cars.

When you're looking for a vehicle loan, keep in mind that three factors determine the cost of borrowing:

An annual percentage rate (APR) for the financing charge
The period of the loan, or its duration
The principal, or the sum borrowed

Find out what a car loan will cost you

What a Car Loan Costs

Borrowers must be of legal age to apply for a loan.