Your home’s been holding out on you. Convert that hard-earned equity into cash you can use for anything. We offer both lump-sum loans and lines of credit.

 

Home Equity Loan Checklist

Rates

Key Features

  • Competitive Rates
  • Fast Decisions
  • Local Service and Processing
  • The existing equity in your home is used as collateral backing
  • Borrow up to 90% of the appraised or assessed home’s value less than the outstanding first mortgage value
  • Enjoy low rates
  • Loan debt protection available
  • No closing costs**
  • Local decision-making and processing right here in Mid-Michigan
  • Loans may be closed electronically for added convenience
  • Customized, friendly service from our experienced lending team
  • Accommodating repayment terms that work uniquely for you
  • The interest paid may be tax deductible*

*The maximum annual percentage rate that may be imposed in a variable-rate plan is 18%*
*Consult a tax advisor.
**If Appraisal is needed, there will be an Appraisal fee of $500.
Borrowers must be of legal age to apply for a loan.

*Consult a tax advisor.

**Appraisal may be required.

Borrowers must be of legal age to apply for a loan.

*The maximum annual percentage rate that may be imposed in a variable-rate plan is 18%.