Your home’s been holding out on you. Convert that hard-earned equity into cash you can use for anything. We offer both lump-sum loans and lines of credit.
Key Features
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Competitive Rates
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Fast Decisions
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Local Service and Processing
Competitive Rates
Fast Decisions
Local Service and Processing
- The existing equity in your home is used as collateral backing
- Borrow up to 90% of the appraised or assessed home’s value less than the outstanding first mortgage value
- Enjoy low rates
- Loan debt protection available
- No closing costs**
- Local decision-making and processing right here in Mid-Michigan
- Loans may be closed electronically for added convenience
- Customized, friendly service from our experienced lending team
- Accommodating repayment terms that work uniquely for you
- The interest paid may be tax deductible*
*The maximum annual percentage rate that may be imposed in a variable-rate plan is 18%*
*Consult a tax advisor.
**If Appraisal is needed, there will be an Appraisal fee of $500.
Borrowers must be of legal age to apply for a loan.
*Consult a tax advisor.
**Appraisal may be required.
Borrowers must be of legal age to apply for a loan.
*The maximum annual percentage rate that may be imposed in a variable-rate plan is 18%.